Working-capital finance advisory · Miami
WHAT WE ARRANGE
1
Receivables finance
Domestic and export factoring facilities
2
Supply chain finance
Supplier and buyer-led payables programs
3
Structured credit
Securitizations and asset-backed facilities
Where Mandlio fits: we identify financing partners suited to your business, markets and facility size, and help coordinate the process.
WHY AN ADVISOR
Working-capital finance is specialized and fragmented. Banks, nonbank lenders and specialty funders each have their own appetite for industries, countries and structures. We know where to look, and how to present your business so the conversation starts on the right footing.
Financing solutions, built around your trade.
Our focus is receivables finance, supply chain finance and structured credit. Other working-capital needs are considered case by case.
01
Factoring & receivables finance
Turn invoices to business customers into working capital, without waiting for payment terms to run.
Domestic and international factoring
Export receivables finance
Recourse and non-recourse structures, where available
02
Payables & supply chain finance
Programs that let buyers extend payment terms while their suppliers get paid early.
Buyer-led supplier finance programs
Supplier-side early payment solutions
Multi-country and multi-currency supply chains
03
Structured credit
Trade receivables and loan portfolio securitizations, asset-backed facilities and other structured financing for larger or more complex needs.
Understand, match,
then coordinate.
Step 01
First conversation
Understand
We learn how your business trades: your customers or suppliers, the countries involved, payment terms, current facilities and what you need the financing to do.
Step 02
Partner shortlist
Match
We identify funding partners whose appetite fits your industry, geography, structure and size, and prepare a clear information package for them.
Step 03
Through to closing
Coordinate
We make introductions, keep information flowing and help you compare proposals, so the process moves without you managing several lenders alone.
Who we serve, and when.
Established B2B companies with meaningful receivables or supplier payments: exporters, importers, distributors and manufacturers. Facilities are often in the $1 million to $25 million range, and we look at larger requirements too.
Exporters & importers
Distributors
Manufacturers
Corporate buyers
For bankers, CFOs and advisors. If a client’s need falls outside what you or their bank can offer, we are glad to work alongside you.
SITUATIONS WE OFTEN SEE
a
Growth is outpacing your bank line
Sales are rising, but cash is tied up in receivables.
b
Your customers are abroad
Export receivables a domestic lender will not finance.
c
A few large customers dominate
Concentration that traditional banks find hard to lend against.
d
Your suppliers need liquidity
You want longer terms without straining your supply chain.
Why work with Mandlio.
Specialist focus
Working-capital finance is all we do, so we speak the language of funders and finance teams.
Independent
We are not a lender and are not tied to any single funding partner.
Cross-border
Experience across the US, Latin American and European markets.
Senior attention
You work directly with the founder, from first call to closing.
FOUNDER-LED
One senior point of contact, from first call to closing.
No hand-offs to junior staff. The person who learns your business is the person who presents it to funders.
ABOUT MANDLIO
A specialist firm, led by a practitioner.
Mandlio was founded in Miami by a working-capital finance professional with many years of experience structuring and arranging financing with banks, private credit funds and specialty finance providers. We built the firm to give established companies a specialist on their side of the table.
OUR FOUNDER’S EXPERIENCE INCLUDES
Receivables and export finance
Payables and supply chain programs
Asset-backed financing and securitization
US, Latin American and European markets
Questions, answered.
Still have a question? Email hello@mandlio.com
No. We do not provide financing from our own balance sheet. We help you find suitable funding partners and coordinate the process. Any financing is provided by, and subject to the approval of, the funding partner.
Factoring and receivables finance are driven by the seller: you raise cash against invoices you have issued to your customers. Supply chain finance is usually set up by a large buyer: its suppliers can choose to be paid early on approved invoices, while the buyer keeps its agreed payment terms.
Many of the situations we see involve facilities of roughly $1 million to $25 million, and we also look at larger requirements.
How we are paid depends on the engagement. We define it clearly, in writing, after our initial assessment and before any work begins.
Yes. We share your information only with funding partners you have approved, under a confidentiality agreement, and only what they need to assess the opportunity.
Tell us about your financing need.
A short note is enough to start. We will reply personally.
General inquiries
Miami, Florida